FIRST COMMUNITY BANK (SC)

Business Services Consultant

Fri, 23 Oct 2026 16:14:58 +0000

Position Summary

Responsible for business development calls on existing customers and prospect for new customers relationships to grow cash management services and consumer and commercial loans.

Essential Duties and Responsibilities (Other duties may be assigned.)

· Be an ambassador to the bank, matching products and services to customer needs, building relationships with existing customers, and prospecting for new customers. Requires the employee to be a self-starter and driven to achieve established goals.

· Serve as primary contact in responding to customer and non-customer inquiries relative to loan and deposit products, rates, procedures, etc.

· Be proficient in the following products and services applicable to business services, including but not limited to:

ü Business DDAs

ü Corporate and Personal Sweep Analyses/Proposals

ü BoB/Bill Payment

ü HSAs

ü Merchant Capture

ü Payroll Cards

ü Positive Pay

ü Web ACH Editor

· Demonstrate knowledge of Bank loan products and services including real estate, construction and development, working capital lines, equipment, and vehicle.

· Interview loan applicants and request required information for determining a credit decision.

· Conduct credit analysis to support granting loan approval within assigned lending authority or prior to requesting approval from a co-approving officer.

· Compile loan package and facilitate negotiation of loan structure with applicant, including fees, loan repayment options, and other credit terms.

· Ensure loan agreements and other pertinent documentation are complete and accurate according to policy.

· Prepare and present comprehensive sales proposals, RFPs, and presentations to clients and prospects in addition to participating in and leading product training for various audiences.

· Assume ownership of customer problems to achieve resolution.

· Identify product improvements and solutions by communicating client and prospect needs, and by participating in the development of new services or modifications to existing services. products and services as appropriate for customer requirements.

· Identify and analyze potential loan markets to develop commercial and consumer loan and deposit prospects.

· Follow bank policies and procedures, security guidelines, and comply with all federal, state and local regulations. Includes coordinating with legal counsel and bank operating departments to ensure adherence to laws and regulations relating to new and/or revised bank products and services.

· Support the activities of the assigned banking office including consulting with tellers and customer service representatives and granting officer approval of transactions as appropriate.

· Promote business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services using Bank-endorsed techniques and processes.

· Support the Bank’s CRA Officer by reporting CRA data.

· Engage in community involvement and civic activities and, at times, take a leadership role in such organizations.

Qualifications

· Bachelor’s degree, or at least 5 years of related experience, or an equivalent combination of education and experience.

· Effective oral and written communication skills.

· Ability to speak effectively before groups.

· Ability to compute basic to moderately complex math calculations.

· Basic problem-solving and analytical skills. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.

· Attention to detail and well organized.

· Effective presentation skills. Proficiency in using personal computers and office products (e.g., Word, Excel).

Business Services Associate - PT

Mon, 19 Oct 2026 19:45:30 +0000

Position Summary

The Business Services Associate is responsible for delivering support to Business Services customers and assists the Business Services Consultants with preparing agreements and implementation documents, reporting and special projects.

Essential Duties and Responsibilities (Other duties may be assigned.)

· Be proficient in the following products and services:

Business DDAs
Business Services products – Business Online Banking, Business Mobile Banking, ACH, wire, remote deposit, Positive Pay, etc.

· Internal support contact person for Business Services customers. Providing high-level customer support, product troubleshooting and training. Liaison between customer and other back-office departments for in-depth research and solutions.

· Prepares agreements and implementation packages based on information provided by Business Services Consultants.

· Manages customer self-assessments process, service implementation schedule and performs review of service implementation and limits for accuracy.

· Maintains database of client lists, limits, conduct purged customers review, etc. for the Business Services department.

· Promote business for the Bank by maintaining good customer relations, speaking with customers about service solutions, and referring customers to appropriate staff for new services using Bank-endorsed techniques and processes.

Qualifications

· Associate degree, or at least 5 years of related experience, or an equivalent combination of education and experience.

· Banking knowledge or expertise. Understanding of banking products, regulations, processes.

· Ability to multi-task and support cross-functional teams. Must be able to provide support to internal business partners.

· Effective oral and written communication skills.

· Must possess general problem solving, analytical and research skills. Ability to interpret written and oral instructions.

· Attention to detail, well organized, proactive and self-starter.

· Proficiency in using personal computers and office products (e.g., Word, Excel).

This position is Part-time (20 hours per week).

Commercial Loan Closer

Tue, 13 Oct 2026 19:06:11 +0000

Position Summary

Responsible for preparing loan packages based on receipt of loan worksheets and commitment letters from commercial bankers and retail bankers. Preparation includes accurately completing loan documentation, ordering and reviewing title work, verifying insurance coverage, ordering and/or completing additional external documents (e.g., flood, appraisal, Census Tract, Secretary of State, etc). Also coordinates with loan closing attorneys to ensure timely delivery of loan package.

Essential Duties and Responsibilities (Other duties may be assigned.)

Order, review and approve title work for real estate loans and notify commercial banker or retail banker of any problems and issues related to title exceptions, property liens and encroachments, judgments, rollback and unpaid taxes, etc.
Order, review and approve all outside appraisal requests received from commercial bankers, retail bankers, and branch paralenders. Stay abreast of regulatory and compliance issues that impact appraisal process, specifically Uniform Standards Professional Appraisal Practice (USPAP).
Review and approve all in-house evaluations.
Demonstrate proficiency in analyzing and interpreting loan requests and documents of varying degrees of complexity. Consumer and commercial loan requests include real estate and/or other collateral, collateral substitutions, new loans, loan modifications, and renewals with increases.
Interpret and apply Bank policies such as loan-to-value ratio, appraisal criteria, etc to loans.
Exhibit a working knowledge of general lending policies and practices.
Prepare system-generated loan documents accurately based on information supplied by commercial bankers (e.g. loan worksheet, commitment letter, loan report, etc.) and, with regard to real estate loans, information received from closing attorneys, tax assessors, etc..
Identify insurance policies accurately (e.g., hazard, collision, builders risk, workers comp, general liability, flood, etc.) and review policies to confirm adequate coverage for loan.
Prepare and send wires and various Bank tickets to accompany loan packages to attorneys.
Complete Documentation Checklist indicating received items and items that are pending, missing, incomplete and/or questionable. Includes reviewing and verifying executed loan documents received from closing attorneys.
Liaison with closing attorneys to deliver total loan package to be used at loan closing.
Partner with commercial bankers, retail bankers and banking office paralenders to ensure that loan process is smooth and to resolve documentation and timing issues as necessary.
Maintain customer service focus on internal and external customers to encourage positive business relationships.
Stay abreast of regulatory and compliance issues that impact credit decisions and loan documentation including Fair Lending, HMDA, Credit Life, and Wolters Kluwer Financial Services resources. Follow bank policies and procedures, security guidelines, and comply with all federal, state and local regulations.
Demonstrate working knowledge of all Bank loan products and services.

Qualifications

High school diploma or equivalent and 5 years related experience; or an equivalent combination of education and experience.
Effective oral and written communication skills.
Ability to maintain professional focus.
Ability to compute basic to moderately complex math calculations.
Proven problem-solving, critical thinking, and analytical skills. Ability to interpret a variety of information furnished in written, oral, diagram, or schedule form.
Exhibit attention to detail and accuracy.
Proficiency in using personal computers and office products (e.g., Word, Excel).
Excellent customer service and interpersonal skills.
Strong organizational and time management skills. Ability to prioritize.
Demonstrate willingness and desire to interact in a team environment.

Teller

Thu, 08 Oct 2026 18:10:05 +0000

Position Summary

Responsible for providing quality transactions and efficiency to customers who prefer personal interaction with the Bank. Also responsible for proactively recognizing additional financial needs of customers and referring them to other Bank staff as applicable.

Essential Duties and Responsibilities (Other duties may be assigned.)

Ensure accurate and timely processing of basic teller transactions such as accepting deposits and loan payments, verifying cash and endorsements, cashing checks within approval limit or obtaining authorization as needed, issuing official checks, taking large commercial deposits, cash advances, etc.
Balance daily work in accordance with established Bank policies and procedures.
Handle proportionate volume of work based on banking office demands to include Teller Capture.
Resolve customer issues and problems in a professional manner or refer to appropriate staff to guarantee customer satisfaction and retention.
Support team sales process by identifying and acting upon customer needs or by making the appropriate referral. Participate in team and individual sales goals.
Follow bank policies and procedures, security guidelines, and comply with all federal, state and local regulations.
Manage risk in every transaction and detect fraudulent transactions to prevent losses
Opportunity for cross-training for Customer Service Representative and Teller Supervisor functions.

Qualifications

High school diploma or equivalent required.
Cash handling experience preferred.
Effective oral and written communication skills.
Excellent customer service and interpersonal skills.
Demonstrate willingness and desire to interact in a team environment.
Ability to prioritize and multi-task.
Ability to compute basic to moderately complex math calculations.
Basic problem-solving and analytical skills.
Ability to interpret and follow a variety of instructions furnished in written, oral, diagram, or schedule form.
Proficiency in using personal computers and office products (e.g., Word, Excel).

Pay Range: $15.00 - $16.00 per hour

Universal Banker

Mon, 05 Oct 2026 20:32:48 +0000

Position Summary

Greets customers and assesses needs to determine sales/service focus or referral to appropriate department. Capable of completing the duties of a CSR and Teller.

Essential Duties and Responsibilities (Other duties may be assigned.)

· Access customer needs for sales and/or services in a professional manner, determines best solution and clearly communicates that solution to the customer. Answer questions regarding bank products and services while recognizing sales and referral opportunities.

· Stay apprised of existing bank products and services including implementation of new ones.

· Open deposit accounts including checking and savings, certificates of deposit, safe deposit box leases, HSAs, IRAs, etc.

· Perform specific service transactions for customers including but not limited to reordering checks, making account name and address changes, granting access to safe deposit boxes, etc.

· Handle customer service issues by conducting research, assuming ownership of customer problems, and providing follow-up status to customers.

· Greet customers to ensure smooth traffic flow within banking office in order to provide efficient service.

· Build customer relationships by using bank developed techniques and processes to better serve customers and the banking office team. Be proactive in daily customer and prospective customer contact, either by phone or in person to identify financial needs and initiate and/or strengthen relationships.

· Ensure accurate and timely processing of basic teller transactions such as accepting deposits and loan payments, verifying cash and endorsements, cashing checks within approval limit or obtaining authorization as needed, issuing official checks, taking large commercial deposits, cash advances, etc.

· Balance daily work in accordance with established Bank policies and procedures.

· Handle proportionate volume of work based on banking office demands to include Teller Capture.

· Resolve customer issues and problems in a professional manner or refer to appropriate staff to guarantee customer satisfaction and retention.

· Support team sales process by identifying and acting upon customer needs or by making the appropriate referral. Participate in team and individual sales goals.

· Follow bank policies and procedures, security guidelines, and comply with all federal, state and local regulations.

· Manage risk in every customer interaction and detect fraudulent transactions to prevent losses

Qualifications

· High school diploma or equivalent required and a minimum of 2 years related job experience, or equivalent combination of education and experience.

· Cash handling experience.

· Effective oral and written communication skills.

· Excellent customer service and interpersonal skills.

· Demonstrate willingness and desire to interact in a team environment.

· Ability to prioritize and multi-task.

· Adaptability to change, including cross-training for Customer Service Representative and Teller Supervisor functions.

· Ability to compute basic to moderately complex math calculations.

· Basic problem-solving and analytical skills.

· Ability to interpret and follow a variety of instructions furnished in written, oral, diagram, or schedule form.

· Proficiency in using personal computers and office products (e.g., Word, Excel).

Float Teller/ CSR

Thu, 07 May 2026 15:28:06 +0000

Position Summary

Essential Duties and Responsibilities (Other duties may be assigned.)

Ensure accurate and timely processing of basic teller transactions such as accepting deposits and loan payments, verifying cash and endorsements, cashing checks within approval limit or obtaining authorization as needed, issuing official checks, taking large commercial deposits, cash advances, etc.
Balance daily work in accordance with established Bank policies and procedures.
Handle proportionate volume of work based on banking office demands to include Teller Capture.
Resolve customer issues and problems in a professional manner or refer to appropriate staff to guarantee customer satisfaction and retention.
Support team sales process by identifying and acting upon customer needs or by making the appropriate referral. Participate in team and individual sales goals.
Follow bank policies and procedures, security guidelines, and comply with all federal, state and local regulations.
Manage risk in every transaction and detect fraudulent transactions to prevent losses
Opportunity for cross-training for Customer Service Representative and Teller Supervisor functions.

Qualifications

High school diploma or equivalent required.
Cash handling experience preferred.
Effective oral and written communication skills.
Excellent customer service and interpersonal skills.
Demonstrate willingness and desire to interact in a team environment.
Ability to prioritize and multi-task.
Ability to compute basic to moderately complex math calculations.
Basic problem-solving and analytical skills.
Ability to interpret and follow a variety of instructions furnished in written, oral, diagram, or schedule form.
Proficiency in using personal computers and office products (e.g., Word, Excel).

Mortgage Loan Officer

Wed, 15 Apr 2026 16:28:37 +0000

Position Summary

Responsible for soliciting, negotiating, and assist in coordinating the closing of routine mortgage loans. Examines, evaluates, and recommends approval of loan package. Also promotes business for Bank by developing new residential mortgage business growth and cross-selling opportunities.

The majority of time worked is spent out of banking offices.

Essential Duties and Responsibilities (Other duties may be assigned.)

Demonstrate knowledge of Bank mortgage loan products and services.
Follow bank policies and procedures, security guidelines, and comply with all federal, state and local regulations. Includes coordinating with legal counsel and bank operating departments to ensure adherence to laws and regulations relating to new and/or revised bank products and services.
Demonstrate familiarity with underwriting guidelines with all of the Bank's investors and programs.
Support the Bank's CRA and Fair Lending initiatives.
Interview loan applicants and request required information for determining a credit decision.
Compile loan packages and facilitate negotiation of loan structures with applicants, including fees, loan repayment options, and other credit terms.
Conduct credit analysis to support granting loan approval within guidelines from approving officer and/or outsourced investor guidelines.
Identify and analyze potential loan markets to develop mortgage loan prospects.
Promote business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services using Bank-endorsed techniques and processes.
Assume ownership of customer problems to achieve resolution.
Serve as primary contact in responding to customer and non-customer inquiries relative to mortgage loan products, rates, procedures, etc.
Engage in marketing efforts with realtors, builders and others to obtain new business. Efforts include but are not limited to realtor open house luncheons, meeting with customers after hours, and calling and/or meeting potential customers during evening hours and on weekends per realtor request.

Qualifications

Bachelor's degree preferred but not required.
Minimum three years of residential mortgage lending is required.
Effective oral and written communication skills.
Effective interviewing skills.
Ability to speak effectively before groups.
Ability to compute basic to moderately complex math calculations.
Basic problem-solving and analytical skills. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
Proficiency in using personal computers and office products (e.g., Word, Excel).
Excellent customer service and interpersonal skills.
Ability to work independently.
Self-starter who is goal- and results-oriented.

Certificates, Licenses, Registrations

Must be licensed with NMLS prior to hire or before any mortgage loan applications may be taken.

Commercial Banker

Tue, 20 Jan 2026 15:08:28 +0000

Position Summary

Responsible for soliciting, negotiating, underwriting, and coordinating the closing of routine consumer and commercial loans. Examines, evaluates, and authorizes or recommends approval of customer loan applications. Also promotes business for the Bank by developing new commercial and consumer business growth and cross-selling opportunities.